What Is the Average Truck Accident Settlement in Texas?

At Webster Vicknair MacLeod, we’ve built a national reputation for handling catastrophic truck accident cases with unmatched precision, compassion, and courtroom strength. With over 120 years of combined trial experience, our attorneys have secured multi-million-dollar settlements and verdicts for victims across Texas and the U.S.

We understand how overwhelming the aftermath of a truck crash can be—and we’re here to help you reclaim control through clarity and assertive legal advocacy. While every case is different, understanding the average truck accident settlement in Texas—and what factors impact those numbers—can help set expectations and guide your next steps.

Average Truck Accident Settlements

Unlike typical car accidents, truck accident settlements often result in significantly higher compensation due to the severe injuries involved and the higher insurance coverage carried by commercial carriers.

For example:

• According to a report by the National Safety Council (NSC), national settlements in truck accident cases can range from $80,000 to over $500,000, depending on the severity of the injuries and liability factors.
• In Texas specifically, data from the Texas Department of Transportation (TxDOT) indicates that in 2022 alone, there were over 38,000 crashes involving commercial vehicles, many resulting in catastrophic injuries or fatalities.

Factors That Influence Settlement Amounts

No two truck accident cases are alike, and a range of factors shapes settlement values:

Severity of Injury

• The more serious the injury, the higher the compensation
• Settlements for traumatic brain injuries, spinal cord damage, amputations, and permanent disability tend to be substantially higher than for soft-tissue injuries

Medical Expenses & Ongoing Care

• Texas law allows for recovery of both past and future medical costs
• In catastrophic cases, this can include surgeries, rehabilitation, home care, assistive devices, and lifelong treatment plans

Lost Wages and Earning Capacity

• If your injuries prevent you from returning to work or limit your future earning potential, those economic losses are factored into your claim
• According to the U.S. Bureau of Labor Statistics, the average annual wage in Texas is around $55,000, which can quickly add up in long-term disability claims

Pain and Suffering

• Texas allows compensation for non-economic damages like pain, mental anguish, emotional trauma, and loss of enjoyment of life
• These damages can be especially significant in fatal or life-altering injury cases

Liability and Negligence

• The more substantial the evidence against the truck driver, carrier, or third party (such as a parts manufacturer), the more leverage your attorneys have during settlement negotiations
• Texas follows a modified comparative fault system, meaning your compensation can be reduced if you’re found partially at fault, but barred altogether if you’re more than 50% responsible (Texas Civil Practice and Remedies Code § 33.001)

Insurance Policy Limits for Trucking Companies

Truck accident settlements are often higher because commercial trucks are federally required to carry more insurance coverage. The minimum liability coverage for interstate trucking companies is:

• $750,000 for general freight
• $1,000,000 or more for hazardous materials or oil transport

These high policy limits create greater opportunities to recover meaningful compensation, especially when aggressively negotiated by experienced trial attorneys like our team at Webster Vicknair MacLeod.

Injured in a Truck Accident? Let’s Talk Numbers.

If you or a loved one has been seriously injured in a Texas truck accident, you deserve an advocate who will fight for maximum compensation, not a rushed, lowball payout.

At Webster Vicknair MacLeod, we offer free case reviews and handle truck accident claims on a contingency basis—so you pay nothing upfront, and nothing unless we win. Contact us today to book your consultation and learn more.