Houston Insurance Claim Attorneys

While the last thing you want when you purchase an insurance policy is a reason to use it, you pay monthly premiums to keep yourself safe from financial ruin. If an outside force disrupts your business, and you have business interruption insurance, you should be able to use it. Unfortunately, business interruption claims frequently coincide with natural disasters, and insurance companies are notorious for handling these claims poorly.

If your insurance company delays, denies, or otherwise interferes with a valid business interruption claim, they may be acting in bad faith. At Webster Vicknair MacLeod, we can help you hold your insurer accountable for their misdeeds and receive the coverage you paid for.

Call us at (713) 396-5197 to discuss your case.

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Physical Loss and Damage

Business interruption insurance covers lost income when your company has to vacate the premises due to disaster-related damages. Your policy should compensate you for profits you would have earned and operating expenses that continue whether or not your business is operational. Most policies cover physical loss and damage related to natural disasters like fires, floods, hurricanes, and earthquakes. To claim coverage, you will have to prove property damage and show how your income is affected by the temporary loss of your business.

You will also have to make sure that the type of damage your business sustained is covered by your policy. Some policies allow coverage for infectious diseases, for example, but others do not. In many cases, a policy will not specify whether or not a specific disaster is covered, and you will have to depend on the language of your contract to determine if a claim is allowed.

Our Houston insurance claim lawyers at Webster Vicknair MacLeod can help you navigate the terms and language of your policy and compile the documentation you need to make a valid claim.

What Is Insurance Bad Faith?

All insurance companies are bound by the implied covenant of good faith and fair dealing, which requires them to uphold the contractual agreement they made with the insured (you). If they fail to meet the terms of your agreement, they are acting in bad faith.

As personal injury lawyers, our team at Webster Vicknair MacLeodhas plenty of experience negotiating with and litigating against insurance companies to get the help you need.

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What Our Clients Say

Lin Z.

I had a dog bite case. Mr. Christian Tovar represented me. He was an very accountable attorney, who provided me with the best customer service. He always kept me informed the case status, and answered any of the questions that I had. I am very satisfied with the the final settlement. I highly rec...

Anita E.

Jason Webster and staff care about their clients and work hard to get each client what they deserve. Jason is a down to earth guy with a huge heart.

Former Client

Exceptional people giving all they have for your best interest. Omar is always there for you any time. Our life was turned upside down by a motorcycle accident we were not expected to survive. Webster Vicknair MacLeod was our support system making it possible for us to live our life to its fulles...

Vicki R.

Christian Tovar did a great job representing us in our lawsuit against Kingwood United Methodist Church that kept flooding our property. I would recommend him to anyone for legal services.

JJ E.

They did a phenomenal job from the first call until the end. Christian Tovar was amazing in handling my case and was great with constant communication. Never use one of those big box firms that advertise all the time. Webster Vicknair MacLeod is made up of people you can trust to represent you an...

Sam T.

Google doesn’t have enough stars for Webster Vicknair MacLeod. They did an Awesome job fighting for me, communicating with me, listening to me, and working on my behalf. They always made me a priority. So many thanks to Joel and Webster Vicknair MacLeod. You are appreciated

Brittney T.

Very great experience would recommend them to anyone!

Rocio E.

I highly recommend them to anyone who’s been in an accident. Christian Tovar handled my case. He was very helpful, great at communicating, and always kept me updated with my case. Got me a good settlement overall very pleased.

Johnnie B.

Thank you Webster Vicknair MacLeod for making my experience with your law firm such a great experience. I lost my voice due to cancer and it's so hard to communicate. I have not had one problem with this at your law firm and yall are so good at communicating with me and keeping me informed of my ...

Carol G.

I joined the class action lawsuit against the developer who clear-cut land behind the Kingwood community of Elm Grove, causing 2 terrible flood events for half the owners of this neighborhood. My property was among the victims. I never thought we would win. Through the excellent efforts of attorn...

Heather S.

Webster Vicknair MacLeod was victorious in settling a large case with several hundred plaintiffs. I can’t imagine what an undertaking this had to have been. I’m truly grateful for the results. Although nothing can take away from the experience that my family went through, thanks to th...

Lin Z.

I had a dog bit case. Mr. Christian Tovar represented me. He was a very accountable attorney, who provided me with the best customer service. He always kept me informed of the case status and answered any of the questions that I had. I am very satisfied with the final settlement. I highly recomme...

Larissa P.

I would highly recommend Webster Vicknair MacLeod to anyone. They exceed our expatiations and we can't thank Omar, Jason, and staff enough.

James

I recently talked to one of your representatives at your firm about my case. He was very respectful, courteous, and cordial about everything, as well as very informative. I really appreciate being treated like I matter by your Law Firm.  I will never go anywhere else again for legal represen...

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Some Bad Faith Tactics Insurance Companies Use Include:

  • Intentionally misrepresenting the language of your policy
  • Denying a valid claim without a reasonable explanation
  • Failing to investigate or resolve a claim in a timely manner
  • Attempting to cancel your policy during the claims process
  • Requiring excessive proof from the insured
  • Intentionally confusing the insured
  • Threatening or bullying the insured

If you are working with your insurance company and you feel like something isn’t right, it probably isn’t. Any of the behaviors above are reason enough to contact an attorney.

Our Case Results

Sutherland Springs Church Shooting

$230,000,000

Federal Mass Tort Verdict

Holcombe Et Al. v. United States of America was a case related to the 2017 Sutherland Springs church shooting.

Lac-Mégantic Railway Disaster

$200,000,000

Train Derailment Settlement

Lac-Mégantic railway disaster was a 2013 train derailment and explosion case in Quebec, Canada.

On July 6, 2013, a 74-car freight train barreled unattended down a hill in the town of Lac-Mégantic, Quebec. The train, which was carrying Bakken formation crude oil, derailed and resulted in the fire and explosion of numerous tank cars. The aftermath led to the confirmed death of 42 people, with five more missing and presumed dead. Victims of this disaster are finally being compensated due in large part to the efforts of Attorney Jason Webster.

The railway line on which the disaster occurred is owned by Montreal Maine and Atlantic Canada LTD. (MMA). Early in January of this year, MMA was ordered to pay nearly $200 million in settlement funds to the victims of the Lac-Mégantic train crash.

Lac Megantic Train Accident

$165,000,000

Train Derailment Settlement

$165 million settlement on behalf of the victims of the Lac Megantic train accident.

Refinery Fire

$97,000,000

$97 million for a group of refinery workers injured in a fire.

Worker Injured on Land Rig

$67,000,000

$67 million for a single worker injured on a land rig.

Worker Injured by Falling Object

$45,000,000

$45 million for a single worker injured by a falling object.

Fall From Cellular Tower

$25,500,000

$25.5 million for a single worker injured in a fall from a cellular tower.

Plane Crash Case

$20,000,000

Product Liability

$20 million settlement on behalf of Mexican citizens killed in a plane crash in a product liability case against the plane manufacturers.

Fall from Basket Crane

$17,500,000

$17.5 million for a single worker injured in a fall from a basket crane.

Drowning Accident

$16,000,000

$16 million for a family who lost their child in a drowning incident.

Robbins Chevrolet Co. in Harris County

$15,300,000

Fatal Crash Verdict

Robbins Chevrolet Co. in Harris County was a case involving a fatal crash caused by a Robbins Chevrolet employee.

Vehicle Collision

$12,000,000

$12 million for a client injured in a vehicular collision.

Run Over By Heavy Equipment

$11,000,000

$11 million for a client who was injured when he was run over by a piece of heavy equipment

Crane Incident

$10,175,000

$10.175 million for the family who lost their loved one due to a crane incident.

18-Wheeler Collision

$8,000,000

$8 million for a young family that was hit by an 18-wheeler.

Negligent Security Case

$7,200,000

In August 2025, Christian Tovar of our firm obtained a $7.2 million settlement.

BNSF Railway Company

$3,250,000

Brain Injury Verdict

Tamela Lane v. BNSF Railway Company was a case involving a brain-injured passenger in a vehicle hit by a BNSF train in Bellville, Texas.

January 2015- Cause No. 72383; Tamela Lane, as Temporary Guardian of Ty-Amber Lane, An Incapacitated Person v. BNSF Railway Company, et al; In the 239th Judicial District Court of Brazoria County, Texas

Webster Vicknair MacLeodfights to a $3.25 million verdict for brain injured passenger of a vehicle who was hit by a BNSF train in Bellville, Texas. Jason Webster and Russell Serafin represented a 19-year-old girl who suffered a traumatic brain injury when the car she was a passenger in was struck by a BNSF train that killed the driver. After a Brazoria County jury was seated, the trial lasted 3 weeks and Jury found 50/50 on liability (between railroad and driver of the vehicle) and awarded funeral expenses to the driver of the vehicle and $3.25 million for the passenger of the vehicle. The driver of the vehicle ran a stop sign and stopped on the tracks before being struck. There was evidence that the driver was also on the cell phone at the time. The railroad argued that it was 100% the driver's fault.

Dram Shop Case

$1,100,000

In February 2025, Ryan MacLeod and Brett Hargis of our firm were called to trial in Harris County on two hours and four minutes' notice on a dram shop case in which the defendant had never made a single offer because it was confident that a jury would place zero fault on it.

During the pretrial hearing, Ryan and Brett successfully argued that the defendant’s main defense should be struck and also successfully argued to keep the defendant’s ostensible “smoking gun” out of evidence. Despite the previous zero offers, the case settled for over $ 1.1 million right as the jury panel was walking in for jury selection.

Forklift Injury

$900,000

On June 14, 2024, Ryan MacLeod and Brett Hargis of our firm obtained a $900,000 verdict in conservative Galveston County on behalf of a client who had a forklift turn over on his foot and sustained a minor, nondisplaced foot fracture as a result. 

The total medical bills were $12.5k. No retained experts were called, and no economic damages were submitted to the jury. The jury’s verdict was based solely on pain.

18-Wheeler Accident

$800,000

Child Placement Agency Settlement

$775,000

A case against a child placement agency settled for $775,000 for negligent undertaking.

Slip & Fall Settlement

$410,000

Car Wreck

$225,000

A client had been hit by a commercial truck after another private truck driver had hit him.

A client had been hit by a commercial truck after another private truck driver had hit him. It both drivers ended up paying out the total gross settlement.

Policy Limit Settlement

$130,000

Of Counsel member, Joel Pardo successfully negotiated a settlement of $130,000 in a policy limits case.

Of Counsel member, Joel Pardo successfully negotiated a settlement of $130,000 in a policy limits case. We are honored to have represented our clients and fought to secure the compensation they were entitled to.

Slip and Fall Settlement

$100,000

A case on behalf of a plaintiff who slipped and fell on rainwater that had accumulated inside the covered parking garage of an upscale shopping mall in Houston.

A case on behalf of a plaintiff who slipped and fell on rainwater that had accumulated inside the covered parking garage of an upscale shopping mall in Houston. The garage maintenance company who failed to put any caution or wet floor signs out settled with her for $ 100,000.00. It happened at the end of a business day and it had been raining that whole day but no signs were ever placed.

Dog Bite

$77,500

Car Accident

$50,441

Omar Chawdhary receives $50,441.57 arbitration award for a young woman that was hit by a car while crossing the street with her mother in Glendale, Arizona.

Omar Chawdhary receives $50,441.57 arbitration award for a young woman that was hit by a car while crossing the street with her mother in Glendale, Arizona. Using the crosswalk, she and her mother were granted the right-of-way and entered the intersection. Without warning, a negligent motorist driving a jeep swung left through the intersection and struck the young woman in the chest.

The force of the impact was great enough to throw the young woman backward off the hood of the car. She suffered a broken wrist and substantial bruising and scarring. In order to recover from her wounds, she needed to be in a cast for 6 weeks and entered rehabilitation therapy sessions for her wrist, which lasted for more than two months. The medical bills were less than $25,000.

Mr. Chawdhary represented the young woman who was struck by the negligent jeep driver, during the arbitration session and also helped her build her argument. We are proud to be able to say that the arbitrator decided that our client should be awarded $50,441.57 in damages, which is more than twice her total medical bills.

Brian Quinn, Deceased; v. Federal Express Corporation

Settled for Confidential Amount

Webster Vicknair MacLeod settles for a confidential amount for the death of a pilot in a plane crash in Kansas.

Webster Vicknair MacLeod represented a widower for the death of her husband after a tragic plane crash. On November 6, 2012, Pilot Brian Quinn took off from the Wichita airport, piloting a 1991 Cessna Caravan turbojet which was equipped with a Pratt & Whitney Canada engine, loaded with Federal Express cargo, heading for Garden City, Kansas.

Shortly after leaving the Wichita airport, the engine failed and quit working altogether, due to the failure and separation of a compressor turbine blade. When the turbine blade failed, it flew out of position, severing an oil line and/or the oil cooler, which caused oil to immediately spray all over the windshield, thereby depriving the pilot of vision out of the window.

Despite having no vision out the windshield of the plane and despite that the engine had completely failed, and could not make it back to the Wichita airport for a landing, Quinn made a perfect blind emergency landing in a nearby wheat field. After Quinn landed the plane but before it came to a full stop, the plane collided into a row of trees which Quinn could not see due to the oil on the windshield, and Quinn was killed.

There were several parties in this lawsuit and all but Federal Express either settled or were let out of the case. On the eve of trial, Federal Express settled with Webster Vicknair MacLeodand Mr. Quinn’s family for a confidential settlement amount. Cause number DC-13-13215; Gay Ann Quinn, on behalf of herself and as Administrator/Special Administrator of the estate of Brian Quinn, Deceased; v. Federal Express Corporation, Et. Al.; In the 134th Judicial District Court of Dallas County, Texas

Collapsed Apartment Complex Staircase

Settled for Confidential Amount

In August 2024, Ryan MacLeod and Brett Hargis of our firm went to trial in conservative Brazoria County on behalf of a client who fractured his back when a stair tread on an apartment complex staircase collapsed, causing him to fall 10 feet to the ground below. 

In what was supposed to be a week-and-a-half-long trial, the defense agreed to settle the case for 10 times more than the pretrial offer after only 2 days of testimony.  

Call Us Today!

When your business is not operational, your livelihood and very survival are at stake. The sooner you recruit one of our attorneys, the sooner we can encourage your insurance company to do what’s right.

If they refuse to cooperate, we are not afraid to take them to trial. At Webster Vicknair MacLeod, we have more than 120 years of combined experience standing up to big insurers and helping our clients recover compensation.

We also understand what you are going through and truly want to help. For a small firm feel and big firm results, call us at (713) 396-5197 today or request your free consultation online.

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